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Terms of Service

Effective date: May 29, 2026  ·  Last updated: May 29, 2026

These Terms of Service ("Terms") govern your access to and use of ladysfirstgroup.com and the services offered by Lady's First Group ("Lady's First," "we," "us," or "our"). Please read them carefully. By using our website or submitting a funding application, you agree to these Terms.

On this page

  1. Who We Are
  2. Eligibility
  3. Communications Consent
  4. Disclaimers
  5. Limitation of Liability
  6. Changes to These Terms
  7. Contact Us

1. Who We Are

Lady's First Group is a funding facilitation service built for women-owned businesses, helping founders access the working capital they need to grow. Through a network of funding partners, we help connect you with financing options — including working capital, merchant cash advances, business lines of credit, equipment financing, and short-term business loans — matched to your business and your goals.

We exist for the founders that traditional banks turn away. Banks decline strong, growing businesses every day over credit history, time in business, industry, or a lack of collateral, and their process can take weeks. We look at what your business actually does day to day — so founders with less-than-perfect credit, newer businesses, and those who simply cannot wait on a bank still have a real path to the capital they need.

We are not a bank, and we are not necessarily the lender or funder of any transaction. Funding is provided by third-party partners subject to their own approval, terms, and agreements.

2. Eligibility

Our services are intended for business owners who are at least 18 years old and authorized to act on behalf of their business. By applying, you represent that you meet these requirements and that the business information you provide is accurate.

3. Communications Consent

By providing your contact information, you agree that we and our partners may contact you about your request and our services by email, phone, or text message, including by automated means where permitted. Message and data rates may apply. You can opt out of marketing communications as described in our Privacy Policy.

4. Disclaimers

The website and our services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.

5. Limitation of Liability

To the fullest extent permitted by law, Lady's First Group and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to your use of the website or our services. Our total liability for any claim relating to the services will not exceed the amount, if any, you paid to us for those services.

6. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above and post the changes on this page. Your continued use of the website after changes take effect means you accept the updated Terms.

7. Contact Us

If you have questions about this Terms of Service, contact us:

Lady's First Group
260 W 35th St, Floor PH
New York, NY 10001
Phone: (212) 287-5263
Email: hello@ladysfirstgroup.com

L
Lady's First Group Funding · Founder-Friendly

Fast, founder-friendly capital for women-owned businesses. Decisions in 24 hours. Funds in 24–72.

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Lady's First Group is a funding facilitation service. Funding amounts, approval times, and terms vary based on business qualifications and are subject to underwriting review. Lady's First Group is not a bank.