Funding designed for women-owned businesses.
Fast capital. Founder-friendly terms. Decisions in 24 hours, funds in 24–72. Built by a female-led team that understands the underwriting bias you've been navigating.
of all U.S. businesses are women-owned
of conventional small-business loans go to them
how fast we say yes — or move you to the next step
The capital gap for women-owned businesses isn't a statistic. It's a missed opportunity — and we're built to close it.
Capital for the industries where women are leading.
We fund women-owned businesses doing $10K–$900K/month in revenue across the categories where female founders are over-represented and under-funded.
Wellness & Beauty
Salons, med-spas, wellness studios, aesthetics, nail and skincare brands.
Restaurants & Food
Cafes, catering, bakeries, restaurants, and specialty-food brands.
Boutique & Retail
Apparel, jewelry, gift, lifestyle, and brick-and-mortar storefronts.
Ecommerce & DTC
Inventory, fulfillment, and ad-spend capital for fast-growing online brands.
Medical & Dental
Practice acquisition, equipment, build-outs, and working-capital lines.
Hospitality & Events
Hotels, B&Bs, event venues, and seasonal-business cash flow.
Education & Childcare
Daycares, tutoring centers, training schools, and learning brands.
Professional Services
Law, consulting, agencies, and women-led professional firms.
Three steps. Zero runaround.
From application to funded in as little as 24–72 hours. No collateral. No credit check to apply.
Apply in 2 minutes
Tell us about your business and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews your file the same day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your statements, and capital lands in your business account — ready to put to work.
Built for how women founders actually run their businesses.
Female-led underwriting
You're not explaining your business to someone who's never run one. We've walked in your shoes — and we underwrite accordingly.
Fast decisions, real answers
Most lenders take weeks. We commit to a decision in 24 hours and funds in 24–72. You'll never be ghosted.
No collateral, no liens
We fund based on your business's revenue and trajectory. You don't pledge your home, your car, or your future.
Founder-friendly structures
Daily, weekly, or revenue-share payments built around how your business actually cash-flows — not the other way around.
Built on relationships, not transactions.
We look at your customers, your margins, and your growth plan — not your collateral and not who's on your personal accounts. Funding decisions made on the strength of your business.
A decision in 24 hours and funds in as little as 24–72 — because when you spot an opportunity, capital shouldn't be the thing that slows you down.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral, no obligation, decision in as little as 24 hours.
No credit check · No obligation · 5-minute application · SSL-secured
$10K–$2M · No collateral · Funds in 24–72 hrs
The questions every founder asks.
What businesses qualify for Lady's First funding?
We fund women-owned businesses doing $10,000–$900,000+ in monthly revenue, in business for at least 6 months. We specialize in restaurants, wellness/beauty, retail, ecommerce, medical/dental, hospitality, education, and professional services. Other industries are reviewed case-by-case.
How fast can I actually get funded?
Decisions in 24 hours. Funds in your business account in 24–72 hours after you sign the term sheet and provide bank statements. We've funded deals in under 24 hours when documentation is ready.
Do I need to put up collateral?
No. Our products are unsecured — we lend against your business's revenue and trajectory, not your house, car, or personal assets.
Will applying hurt my credit score?
No. Applying requires no credit check at all. We only check your credit after you've reviewed and signed your terms.
What documents do I need?
The 2-minute application, the last 3–6 months of business bank statements, and a copy of your ID. That's typically it for an initial decision. Larger deals may require a P&L or tax return.
Contact Information
Reach us directly — our female-led team is here to help you get funded fast.
Visit Us
260 W 35th St, Floor PH
New York, NY 10001
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