Funding for women-owned restaurants & food service

Restaurants run on thin margins and unforgiving timing: equipment fails mid-service, the renovation that lifts covers has to be paid before the lift arrives, and winter payroll is due regardless of what the summer banked. Women restaurateurs hear no from banks more often — and need them less.

Two ways owners use it

Working capital carries payroll and food costs through the slow season; equipment and build-out capital replaces the kitchen line, funds the dining-room renovation, and opens the next location. Approval reads your daily sales, not collateral.

What restaurants qualify for

Most women-owned restaurants qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, with decisions in about 24 hours and funds within 24–72 hours of accepting.

How do women-owned restaurants get funding?

Restaurants qualify on monthly revenue rather than collateral — typically $10,000 to $2,000,000 with 3+ months in business and about $10,000+ in monthly revenue, with a decision in about 24 hours.

Can I finance kitchen equipment or a renovation?

Yes. Equipment and build-out capital covers ovens, refrigeration, the line, dining-room renovations, and patio build-outs, with funds typically in 24 to 72 hours of accepting.

Can I get restaurant funding with bad credit?

Yes. Underwriting is based on daily sales rather than your credit score — bad credit is considered, no collateral is required, and applying does not pull your credit.