Funding for Skincare & Cosmetics Brands in All 50 States
Fast, founder-friendly capital for skincare and cosmetics brands in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.
See What You Qualify For →Capital built for skincare & cosmetics brands
You pay for the production run, the packaging, and the ad spend months before the revenue comes back. Funding fronts inventory and marketing so a sold-out launch does not leave you cash-strapped.
How skincare brand funding actually works
A beauty brand spends heavily before it earns. You fund the manufacturing run, the custom packaging, and the ad budget up front, then wait on retail terms or DTC sales to bring the money back. Sell through fast and the reward is a bigger, more expensive reorder — growth that eats cash instead of freeing it.
Two ways owners use it
Inventory capital. Pay for production runs, components, and packaging so you can meet demand and hit a retailer's purchase order without stocking out.
Marketing capital. Fund the ad spend and launch campaigns that drive DTC sales and get your line onto more shelves.
What owners use it for
Production runs, packaging, ad spend, retail rollout, inventory, and scaling DTC — from $10,000 to $2,000,000 based on monthly revenue.
Why owners skip the bank
Banks want years of history and hard assets a young brand does not have. We look at your sales. Decisions in about 24 hours, funds in 24–72, no collateral. Qualify with 3+ months operating and $30,000+ in monthly revenue — recent business bank statements start it.
Why women founders choose Lady's First
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for women-led businesses
Funding and support designed around how skincare and cosmetics brands actually grow.
Skincare & Cosmetics Brands funding across the country
We fund skincare and cosmetics brands nationwide.
Frequently asked questions
Can this fund a big production run before I have the sales?
Yes. Fronting inventory and packaging ahead of demand is a core use — you produce and ship, then repay as the run sells through retail or direct-to-consumer channels.
Is my brand too new to qualify?
Not necessarily. You can qualify with as little as 3+ months in business and $30,000+ in monthly revenue, shown through your recent business bank statements.
How much funding can I get?
Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.
How fast can I get funded?
Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your next move?
Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.
Apply Now →