Funding for women-owned beauty & wellness

Beauty and wellness businesses — salons, spas, med-spas, and studios — are equipment- and experience-heavy. A new laser, a suite build-out, a fresh product inventory, or a slow winter all demand cash up front, while revenue arrives one appointment at a time. Banks move slowly and lean on credit scores; we fund women-owned beauty and wellness businesses on their actual revenue, so you qualify on the strength of your bookings, not just your FICO.

What beauty & wellness owners use it for

Buying high-ticket equipment (lasers, treatment chairs, skincare and body devices), stocking retail and treatment product, building out or renovating a suite, hiring and training staff, launching memberships and marketing, opening a second location, or smoothing a slow season.

Why it fits

Approvals in 24 hours and same-day funding let you grab a device deal or cover payroll without missing a beat, with repayment that flexes to your deposits. Funding up to $5,000,000, no collateral, all credit welcome — capital built for women-led businesses.

How do women-owned salons and spas get funding?

Beauty and wellness businesses qualify on monthly revenue rather than collateral — typically $10,000 to $2,000,000 with 3+ months operating and about $10,000+ in monthly revenue, with decisions in about 24 hours.

Can I finance a salon build-out or equipment?

Yes. Funding covers build-outs, chairs and stations, treatment devices, and retail inventory, with funds typically arriving within 24 to 72 hours of accepting.

Will applying affect my credit?

No. Applying takes about two minutes with no credit pull — underwriting is based on your bookings and revenue, not your credit score.