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Who We Fund

Funding for Marketing & PR Agencies in All 50 States

Fast, founder-friendly capital for marketing and PR agencies in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.

See What You Qualify For →
✓ Decisions in 24 hrs✓ No collateral✓ 2-minute application

Capital built for marketing & pr agencies

You front the ad spend, run the campaign, then wait on net-30 or net-60 for the client to pay you back. Funding covers that float so a big account never strains your cash.

Working capital
Equipment & build-out
Payroll & hiring
Inventory & supplies
Expansion & new locations
Bridge slow-paying invoices

How marketing agency funding actually works

Agencies live on other people's timelines. You put your own money into a client's media buy, deliver the work, then wait weeks on net-30 or net-60 terms to be made whole. Win a bigger account and the squeeze gets worse, not better — growth costs cash you have not collected yet.

Two ways owners use it

Media and receivables capital. Front the ad spend and float the net-30 gap so you can say yes to a marquee client without draining the account.

Team capital. Bring on the strategist, designer, or account lead you need to service new retainers before the invoices clear.

What owners use it for

Client ad spend, payroll, bridging unpaid invoices, hiring, and onboarding new accounts — from $10,000 to $2,000,000 based on monthly revenue.

Why owners skip the bank

A bank sees a service firm with no hard assets and stalls. We see steady deposits. Decisions in about 24 hours, funds in 24–72, no collateral, bad credit considered. Qualify with 3+ months in business and about $10,000+ in monthly revenue — recent business bank statements start it.

Why women founders choose Lady's First

Decisions in 24 hours

Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.

No collateral required

Unsecured funding based on your revenue and business health, not your assets.

Built for women-led businesses

Funding and support designed around how marketing and PR agencies actually grow.

Frequently asked questions

Can I use this to front a client's ad budget?

Yes — media buys are one of the most common uses. Front the spend, run the campaign, and repay as the client settles their net-30 or net-60 invoice with you.

How fast can we get the money?

Decisions come in about 24 hours and funds typically land within 24–72 hours after approval, so you are not waiting on a slow bank while a campaign is ready to launch.

How much funding can I get?

Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.

How fast can I get funded?

Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.

Will applying hurt my credit?

No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.

Do I need collateral?

No. Our funding is unsecured and based on the health of your business, not your assets.

Ready to fund your next move?

Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.

Apply Now →