Funding for Accounting & Bookkeeping Firms in All 50 States
Fast, founder-friendly capital for accounting and bookkeeping firms in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.
See What You Qualify For →Capital built for accounting & bookkeeping firms
Revenue spikes at tax time and thins in between, but payroll and software never take a break. Lady's First backs women-owned accounting firms with capital that smooths the off-season.
How accounting firm funding actually works
An accounting practice earns in bursts. Tax season floods the calendar, then the summer and fall run quiet while payroll, software subscriptions, and rent keep their steady pace. Growing the firm means hiring and training staff months before their billable work ramps, and buying more seats of tax and workflow software before the client roster catches up. The revenue is real but the timing is lumpy.
Two ways owners use it
Growth capital. Hire and onboard staff ahead of the next season, add software seats, and invest in client acquisition so the practice is bigger by the time returns come due.
Working capital. Cover payroll and overhead through the between-seasons lull, and keep the office running without dipping into personal reserves.
What owners use it for
Off-season payroll, software and tools, hiring, client acquisition, and office build-outs. From $10,000 to $2,000,000 based on monthly revenue.
Why owners skip the bank
Ironically, banks are slow even for the people who prepare their clients books. Lady's First gives decisions in about 24 hours and funds in 24–72, no collateral, bad credit considered. Qualify with 3+ months operating and about $10,000+ in monthly revenue. Recent business bank statements start it, and the application takes about two minutes.
Why women founders choose Lady's First
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for women-led businesses
Funding and support designed around how accounting and bookkeeping firms actually grow.
Accounting & Bookkeeping Firms funding across the country
We fund accounting and bookkeeping firms nationwide.
Frequently asked questions
Can funding cover payroll between tax seasons
Yes. Smoothing payroll and overhead through the slower months is one of the most common uses for accounting firms.
What does an accounting firm need to qualify
Just 3+ months in business, about $10,000+ in monthly revenue, and recent business bank statements to start.
How much funding can I get?
Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.
How fast can I get funded?
Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your next move?
Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.
Apply Now →