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Who We Fund

Funding for Chiropractic & Wellness Clinics in All 50 States

Fast, founder-friendly capital for chiropractic and wellness clinics in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.

See What You Qualify For →
✓ Decisions in 24 hrs✓ No collateral✓ 2-minute application

Capital built for chiropractic & wellness clinics

New tables and equipment cost real money up front, and insurance reimburses your visits long after you have paid your staff. Funding covers both so growth is not held hostage by slow payers.

Working capital
Equipment & build-out
Payroll & hiring
Inventory & supplies
Expansion & new locations
Bridge slow-paying invoices

How chiropractic funding actually works

A wellness clinic carries clinical costs and insurance timing at the same time. Adjustment tables, therapy devices, and decompression equipment demand cash up front, while the visits you bill get reimbursed weeks later. You pay your team on payday; the payers pay you whenever they get around to it.

Two ways owners use it

Equipment capital. Buy or upgrade the tables, lasers, and therapy gear that let you treat more patients and add higher-value services.

Working capital. Cover payroll and overhead while insurance reimbursement lags, or fund the marketing and build-out for a second location.

What owners use it for

Equipment, bridging insurance reimbursement, staff payroll, new locations, marketing, and supplies — from $10,000 to $2,000,000 based on monthly revenue.

Why owners skip the bank

Equipment loans from a bank mean weeks of paperwork and a hard credit gate. This is faster and more forgiving — decisions in about 24 hours, funds in 24–72, no collateral. Qualify with 3+ months operating and $30,000+ in monthly revenue — recent business bank statements start it.

Why women founders choose Lady's First

Decisions in 24 hours

Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.

No collateral required

Unsecured funding based on your revenue and business health, not your assets.

Built for women-led businesses

Funding and support designed around how chiropractic and wellness clinics actually grow.

Frequently asked questions

Can I use this to buy new equipment?

Yes. Purchasing or upgrading tables, therapy devices, and clinic equipment is a core use — you get the gear now and repay from the revenue it helps you generate.

Does slow insurance reimbursement affect approval?

No. In fact, bridging that reimbursement lag is why many clinics apply. We look at your deposit history, so pending insurance receivables do not count against you.

How much funding can I get?

Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.

How fast can I get funded?

Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.

Will applying hurt my credit?

No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.

Do I need collateral?

No. Our funding is unsecured and based on the health of your business, not your assets.

Ready to fund your next move?

Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.

Apply Now →