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Who We Fund

Funding for Real Estate Agents & Brokers in All 50 States

Fast, founder-friendly capital for real estate agents and brokers in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.

See What You Qualify For →
✓ Decisions in 24 hrs✓ No collateral✓ 2-minute application

Capital built for real estate agents & brokers

You spend on listings, staging, and marketing months before a commission ever hits your account. Funding bridges the stretch between closings so a slow quarter does not slow you down.

Working capital
Equipment & build-out
Payroll & hiring
Inventory & supplies
Expansion & new locations
Bridge slow-paying invoices

How real estate funding actually works

Commission income is lumpy and back-loaded. You pour money into photography, staging, signage, and lead generation up front, then wait for deals to close — sometimes months — before you see a dollar. A couple of delayed closings can leave a producing agent cash-poor at exactly the wrong time.

Two ways owners use it

Bridge capital. Cover marketing, staff, and overhead while pending deals work their way to the closing table, so you are never forced to slow your pipeline.

Growth capital. Fund lead-gen campaigns, a transaction coordinator, or better CRM and listing tech to take on more inventory.

What owners use it for

Listing and marketing spend, staging, staff, technology, and bridging the gap between closings — from $10,000 to $2,000,000 based on monthly revenue.

Why owners skip the bank

Banks do not know how to underwrite commission income and will stall you out. We read your deposits instead. Decisions in about 24 hours, funds in 24–72, no collateral, bad credit considered. Qualify with 3+ months in business and about $10,000+ in monthly revenue — recent business bank statements start it.

Why women founders choose Lady's First

Decisions in 24 hours

Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.

No collateral required

Unsecured funding based on your revenue and business health, not your assets.

Built for women-led businesses

Funding and support designed around how real estate agents and brokers actually grow.

Frequently asked questions

Can I qualify on commission income?

Yes. We underwrite based on the deposits in your recent business bank statements, so commission-based income is exactly what we are set up to read — no salary required.

What if my closings are unpredictable?

That is the norm in real estate. Bridging the unpredictable gap between marketing spend now and commissions later is one of the main reasons agents and brokers use this.

How much funding can I get?

Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.

How fast can I get funded?

Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.

Will applying hurt my credit?

No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.

Do I need collateral?

No. Our funding is unsecured and based on the health of your business, not your assets.

Ready to fund your next move?

Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.

Apply Now →