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Who We Fund

Funding for Fitness, Yoga & Pilates Studios in All 50 States

Fast, founder-friendly capital for fitness, yoga and pilates studios in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.

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✓ Decisions in 24 hrs✓ No collateral✓ 2-minute application

Capital built for fitness, yoga & pilates studios

Equipment, a build-out, and instructor pay all come due before memberships fill the room. Lady's First backs women-owned fitness studios with capital sized to how the schedule grows.

Working capital
Equipment & build-out
Payroll & hiring
Inventory & supplies
Expansion & new locations
Bridge slow-paying invoices

How fitness studio funding actually works

A studio is a build-out plus equipment plus a payroll clock. Reformers, weights, and specialty gear can run tens of thousands, and mirrors, flooring, and sound have to be installed before the first class fills. Instructors expect steady pay while the schedule is still building, and membership growth takes marketing money spent months before the recurring revenue stabilizes. A second location repeats the whole cycle.

Two ways owners use it

Equipment and build capital. Buy reformers and gear, finish a build-out, and outfit a second studio so it can open with a full class grid.

Working capital. Cover instructor payroll during the ramp, fund membership marketing, and carry rent while the community grows.

What owners use it for

Equipment, build-outs, instructor payroll, membership marketing, and second locations. From $10,000 to $2,000,000 based on monthly revenue.

Why owners skip the bank

Banks want collateral and history a young studio does not have. Lady's First gives decisions in about 24 hours and funds in 24–72, no collateral, bad credit considered. Qualify with 3+ months operating and about $10,000+ in monthly revenue. Recent business bank statements start it, and the application takes about two minutes.

Why women founders choose Lady's First

Decisions in 24 hours

Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.

No collateral required

Unsecured funding based on your revenue and business health, not your assets.

Built for women-led businesses

Funding and support designed around how fitness, yoga and pilates studios actually grow.

Frequently asked questions

Can I fund reformers and studio equipment without collateral

Yes. Equipment purchases are a common use and no collateral is required — approval is based on revenue and bank statements.

Can funding help me open a second studio location

Yes. Many owners use it to build out, equip, and staff a second location while the first keeps earning.

How much funding can I get?

Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.

How fast can I get funded?

Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.

Will applying hurt my credit?

No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.

Do I need collateral?

No. Our funding is unsecured and based on the health of your business, not your assets.

Ready to fund your next move?

Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.

Apply Now →