Funding for women-owned professional services

A services firm sells time and collects later: clients pay on net-30 to net-60, hires must start before they can bill, and a big new engagement means carrying salaries months ahead of the revenue they produce. Growth is a payroll problem long before it's a profit one.

Two ways firm owners use it

Working capital carries payroll and overhead through the ramp; receivable funding advances against invoices your clients already owe, so their payment terms never dictate your hiring plan.

What firms qualify for

Most women-owned firms qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months operating and roughly $10,000+ per month. Underwriting reads how the firm earns, not collateral, with decisions in about 24 hours.

How do women-owned service firms get funding?

Agencies, consultancies, and firms qualify on monthly revenue rather than collateral — typically $10,000 to $2,000,000 with 3+ months operating and about $10,000+ in monthly revenue, with decisions in about 24 hours.

Can I get an advance on unpaid client invoices?

Yes. Receivable funding turns invoices on net-30 to net-60 terms into working cash now, so client payment calendars never cap your hiring or payroll.

Is collateral required?

No. Funding is unsecured and underwritten on how your firm earns — recent business bank statements are all it takes to start, with no credit pull to apply.