Capital for women-led law firms, agencies, consulting practices, and accounting firms. Built by a female-led team that understands the underwriting bias you've been navigating.
New Jersey ranks among the top 5 states for women-owned business density, with strong NYC-metro market access. Whether you're operating in Newark, Jersey City, and Paterson or anywhere across New Jersey, we underwrite based on your business's revenue and trajectory — not your zip code, your gender, or who's on your bank statements.
Built for the women who built New Jersey's professional services economy.
You're not explaining your business to someone who's never run one. We've walked in your shoes — and we underwrite accordingly.
Funding aligned with how services businesses actually invoice — accommodates net-30, net-60, even net-90 cycles.
We fund based on your business's revenue and trajectory. You don't pledge your home, your car, or your future.
New Jersey professional services owners face long client payment cycles, payroll that never pauses, and growth that demands hires before revenue catches up. Our funding is built for that — fast capital you can deploy for team hires, office expansion, software and tech, or bridging client payment cycles.
After two banks said no, Lady's First funded my professional services firm expansion in New Jersey in 48 hours. They asked about my customers, my margins, my growth plan — not my husband. That alone made me a lifelong client.
Tell us about your professional services firm and how much capital you need. Soft-pull only — no impact on your credit to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your New Jersey business account.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Start My Application →$15K–$1M+/month in services revenue · No collateral · Funds in 24–72 hrs
