Funding for Optometry & Eye Care in All 50 States
Fast, founder-friendly capital for optometry and eye care practices in All 50 States. Decisions in 24 hours, no collateral, and a team that backs women-led businesses.
See What You Qualify For →Capital built for optometry & eye care
Exam technology and frame inventory tie up cash long before insurance reimburses the visit. Funding covers the equipment and the receivables gap so your practice keeps moving.
How optometry funding actually works
An eye-care practice is capital-heavy in two directions at once. Diagnostic equipment and exam technology cost tens of thousands, and your optical dispensary needs a deep inventory of frames and lenses on the shelf. Meanwhile the exams and eyewear you bill to vision plans reimburse on someone else's schedule.
Two ways owners use it
Equipment and inventory capital. Fund the exam tech, imaging, and frame and lens inventory that let you serve more patients and sell more eyewear.
Working capital. Cover payroll and overhead while insurance reimbursement catches up, or build out and staff a new office.
What owners use it for
Exam equipment, frame and lens inventory, bridging insurance reimbursement, build-out, payroll, and expansion — from $10,000 to $2,000,000 based on monthly revenue.
Why owners skip the bank
Banks are slow on equipment and blind to a practice's real cash flow. We move at the speed you need — decisions in about 24 hours, funds in 24–72, no collateral. Qualify with 3+ months operating and $30,000+ in monthly revenue — recent business bank statements start it.
Why women founders choose Lady's First
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for women-led businesses
Funding and support designed around how optometry and eye care practices actually grow.
Optometry & Eye Care funding across the country
We fund optometry and eye care practices nationwide.
Frequently asked questions
Can I fund both equipment and frame inventory?
Yes. Owners regularly use the same funding for diagnostic equipment and for stocking frames and lenses — how you split it across the practice is up to you.
What if vision-plan reimbursements are slow?
That lag is a common reason to apply. Approval rests on your recent business bank statements and monthly revenue, so outstanding reimbursements do not hold you back.
How much funding can I get?
Funding is based on your monthly revenue and business performance — most women-owned businesses qualify for $10,000 to $500,000.
How fast can I get funded?
Decisions can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your next move?
Join the women business owners who chose speed, flexibility, and a partner that says yes. Get your estimate in 2 minutes.
Apply Now →